12 Best Apps That Help You Save Money

12 Best Apps That Help You Save Money
Written by Irina Vasilescu

Even if you are not living on a paycheck-to-paycheck basis, there is still no reason for you to spend any more than you have to on practically any purchase. If there’s a $5 difference between two brands of detergent powder, you can save a lot of money in the long run by going for the cheaper item.

The only exception is when you are buying items which will be used for quite a long time – and you know that the extra investment is well worth it. With inflation boosting the cost of household items used on a daily basis, it really pays to be a wise consumer.

The good news is that today, there are plenty of technological tools that you can use to make you become a better buyer. Here, we will find out how one technological tool in particular – apps – can help you save money.

How Apps Can Help You Save Money

As you may already know, apps are computer programs which run on mobile devices like tablet computers or smartphones. These apps let your device become a gaming tool, a computing tool, a remote control, a fitness monitoring tool, a drawing pad, a mini-piano – the possibilities of what apps can let you do are practically endless.

For the iPhone or iOS devices alone, there are more than half a million apps developed. Android and Windows-enabled devices followed suit, so it really is quite easy for you to find an app that will help you save money.

To give you an idea about how apps can help you save money, take a look at the following list:

  • There are apps that help you get discounted prices on products or services.
  • There are apps that help you earn cash backs, gifts cards or rewards points for certain purchases.
  • There are apps which can be used as a price comparison tool so that you can pit the price of one brand against another.
  • Some apps can be used as a budgeting tool to help you manage your personal finances.
  • For those who have investments, there are apps that can help them keep track of their portfolio and manage their finances better.

What Are the 12 Best Money-Saving Apps?

Now that you already have an idea about how apps can help you save money, here’s a rundown of the top 12 money-saving apps:

1. App Name: BillGuard // Best for: Personal Finance Management 

As indicated in their website, BillGuard allows you to take control of your money by tracking your spending and protecting your cards from frauds and errors. It can be downloaded free of charge and is considered as the world’s number one transaction monitoring app.

If you think that a charge on your card appears erroneous or suspicious, the app can help you figure out exactly what’s going on by giving out details on the merchant, along with community-edited information.

Aside from credit card fraud, the app can also protect you against grey charges like hidden fees, free-to-paid charges, scams and billing errors.

2. App Name: Mint // Best for: Personal Finance Management 

Developed by, this app is available for iOS, Android, and Windows Phone users. It’s an app that allows you to keep track of your personal finances.

Once downloaded, you can use the app to log on to your bank accounts. You can also use it to monitor your personal or business-related expenses, it can show you how your money is being spent, and give you an idea about whether you are a good saver or not.

3. App Name: USA Today Portfolio Tracker// Best for: Personal Finance Management 

If you already have a stocks and bonds investment portfolio, you better download the USA Today Portfolio Tracker.

The app lets you keep track of your IRA and 401(k) funds. For your mutual funds and stocks investments, the details can be accessed using a single dashboard and it also displays detailed analytics to help you manage your investment portfolio a lot better.

4. App Name: RedLaser // Best for: Comparison Shopping

Available for iOS, Android and Windows Phone users, this is a barcode-scanning app which you can easily use for price comparisons.

Want to check how much a product costs at a nearby retailer before getting out of the house? Access your downloaded RedLaser app and you can have the information that you need.

Want to buy items directly from the app and pick them up in-store? RedLaser will also let you do just that.

5. App Name: ShopSavvy // Best for: Comparison Shopping

Want to have your very own grocery items scanner? ShopSavvy is the equivalent of such, as it allows you to check on the prices of grocery items.

Whether a product is bought from an online or a physical store, you can use its one-tap process to check on the exact prices of products in the market. you can also use the app to post reviews, create a wish list, add items to your shopping cart, etc.

6. App Name: TheFind // Best for: Comparison Shopping

Aside from social networking, Facebook can also be used to find interesting products that you would be personally interested in buying. With TheFind app, you can use your Facebook account to create a personalized shopping hub. You can receive alerts on your newsfeed about the latest products released by your favorite stores. You can also get notification for when products go on sale.

Other features include a mobile app that can be used to scan barcodes, receive price alerts and share scanned or searched items with friends.

7. App Name: Amazon’s Price Check // Best for: Comparison Shopping

If there’s a shopping website that allows you to buy almost anything under the sun, that is none other than Amazon. When you have the Price Check app from the retail giant, you can use it as a barcode-scanning app to compare in-store prices with the ones available on-site.

Similar to the descriptions and reviews at the lower portion of Amazon product pages, this app also lets you in on customer reviews, feedback and useful product description.

8. App Name: Waze or GasBuddy // Best for: Gas Prices Comparison

GasBuddy is probably one of the most popular apps used by drivers. Available for iOS, Android and Windows phone users, it helps you save gas money by allowing you to compare the rates of gas offered by different gasoline stations.

If you are travelling long distances, even a 5 or 10-cent difference will let you enjoy great savings. GasBuddy is used by 35 mililon drivers from different parts of the US.

Meanwhile, Waze is available for iOS and Android users. It’s an all-in-one driving tool that lets you become part of the largest community-based traffic and navigation system. Not only can you get real-time traffic and road info as well as turn-by-turn voice guided navigation, but you can also use it as a gas prices comparison tool.

9. App Name: SkyScanner // Best for: Flight Rates Comparison

If you’re a frequent traveller, you should definitely download the SkyScanner app. Developed by SkyScanner, Ltd., the app is available for iOS and Android users. An online version is also available.

Let’s say that you are trying to book a domestic flight to the West Coast. SkyScanner will let you know which airline carriers have flights during your desired travel dates, and how much the airline tickets cost. After using SkyScanner as a flight rates comparison website, you can go directly to the website of the airline to finish booking the flights.

10. App Name: LivingSocial // Best for: Shopping Discounts

LivingSocial offers daily and weekly deals where you can get 50% to 90% off on products, activities and services. If there’s a hot new restaurant in your area that you want to try out, check out the app if there are discounts available offered by the merchant.

You can also get great deals on overnight hotel stays, gadgets, club admissions, children’s books, vacation rentals and a wide range of services.

11. App Name: SavingStar Grocery eCoupons // Best for: Shopping Discounts

Available online, for iOS and Android phones, this app is developed by SavingStar, Inc. Every household needs a fresh supply of grocery, food and drugstore items.

SavingStar Grocery eCoupons is basically an electronic coupons app which allows users to get great discounts on items which are available online.

There are a few physical stores which also honor SavingStar Grocery coupons. A loyalty card where points are earned, and credit for purchasing producst are the other perks that you will get by downloading this app which is free for iOS, Android and web users.

12. App Name: Skype // Best for: Communication Savings

Finally, to save money on communication expenses, you should download Skype. It has free calling, messaging and video services. Instead of getting huge bills for long distance or overseas calling charges, you can simply go to a free public Wi-Fi hotspot when travelling, connect to Skype, and talk to your loved ones for free.

This is available for the following users: Windows 8, iOS, Mac, Android, Windows Phone and Blackberry. Just remember that for mobile and landline calling, fees may apply.

About the author

Irina Vasilescu

Irina Vasilescu is our crafty designer. She joined the team three years ago and is also involved in the writing process.


  • I use both the Mint and Living Social apps and they really are great for managing and saving money. Mint works well for me to track my personal finances and the system updates well. I’ve never had a problem with it.

    Living Social is one of my favorites to use. Whenever I need to look for a present or am looking for a particular service, I try to look at the Living Social app first. I’ve found a lot of great deals in the past and am sure I will continue to as well. A few months back I bought an entry package for a running race for under $40 (the regular price was over $90). I’ve also found deals on vacation packages and musicals in my area for great discounts.

    Apps are a great way to save money, especially since you don’t have to cut anything out to redeem them. No coupons!

  • I just downloaded Mint and I’m loving it so far. I think this would really help me keep track of my major expenses well.

    I was really looking forward to using the comparison shopping apps, but they don’t work with my country. I guess I’d have to stick with my notepad method for price comparisons.

  • It is really great that app developers are now gearing up to creating apps that can be used for financial management like the ones above. I personally use LivingSocial to get discounted tickets at the events, as well as skype for calling may parents during the weekends.

    But i do have problems with using personal finance management apps, since I don’t have the comit ment to put all the little purchases that I make during my day. It is still pen and paper to me on that one. But hopefuly, Mint or BillGuard will be easy to handle.

  • Hahaha I nearly thought you mean skype started offering coupons. But if definitely makes sense to use skype for free calls. I’ve only heard of it and GasBuddy, so I look forward to using all those other apps. Thanks!

  • Groupon is another useful app, much like living social which is mentioned above, there are discounts for restaurants and entertainment. Many times, we have been considering a restaurant or tourist activity and found that I could buy a groupon to get it at a lower price or buy an e-gift certificate at a reduced price (i.e. $40 for a $50 gift certificate). Saves me a lot of money. We also use the shop savvy and amazon price check apps a lot. I have prime so if the item on amazon is cheaper, I can have it in two days with free shipping.

  • I love apps like Gasbuddy! I mean, comparison apps are pretty neat, but I could still find the cheaper price manually — and if there was something else, I’d never know. But with driving… I’ve always hated it when driving seven hours ride, I tanked in one city and then, a few hundred kilometers down the road, I saw a much cheaper price!

  • This is just the kind of article I was looking for! While I’ve using some money saving apps (like Mint) for a while, there are definite gaps in my knowledge. I’m going to download Gas Buddy and Red laser immediately. I wish I’d known about Gas Buddy on my recent cross- country trip, I probably could have saved a ton of money!

  • Skype is a great way to save money on calls. You can even make voice calls on your smartphone for free if you are in wi-fi range. My favourite money saving app is My Supermarket which tells you which stores are selling the items you need at the lowest price.

  • I do like Living Social, and there is also Groupon and Amazon Local. Of those three I usually find the best deals on Groupon. However I do notice that the deals vary by region, so some regions are better represented than others on each of the varying sites.

    For someone who is very careful with money, I have finally been able to treat myself to a few spa like indulgences from the deals offered on those sites.

  • Awesome, I love Waze! Another app I found that ‘saves money’ is Sworkit – it’s basically a workout trainer which you can use for short periods (I’ve been using it for 5 minutes a day and counting that as my exercise, ha ha!) – the best bit is that you don’t need any equipment, apart from maybe a yoga mat, for any of the exercises! It means you don’t have to spend money going to the gym or getting any equipment.

  • I love Skype, and honestly think that anybody should get it. I don’t know why you would ever pay to use a mobile phone at the prices some of the networks charge when you could just chat over the internet for free, no matter which country in the world you happen to be in. I know that I will always use Skype, and will carry on recommending it to anybody, because I know just how great it is, and how much people are able to save on it.

  • I think we can all agree that Skype has pretty much changed the way we communicate with our family and friends over long distances. It has even changed how some of us do our business. All of this is for free. As long as you have internet, you’re golden. Phone companies are losing their voice customers while gaining data costumers. I see a paradigm shift in the future.

  • I know a lot of these applications since I have worked in the IT department. I know for a fact that Skype has saved me a lot of money when it comes to phones. I used to pay for a package on my smartphone to get both internet and unlimited text messages with unlimited calling within the country, however, it costed so much more than just buying a lot of internet data to operate Skype, and call people through Skype. I also have used Amazon’s Price Checker before to check prices and compare before actually buying. I did get a lot of bargains on Amazon and I also was able to make money off of it, by buying for less and finding these little offers and selling for a little higher. I will surely be checking some of the other applications that I didn’t know about before, such as, SavingStar, BillGuard and ShopSavvy, I think they seem great applications. Great article Irina Vasilescu, thank you.

  • Where have these apps been all my life? I will definitely have to try out the personal finance managers. I’d love to keep track of my spending. But the apps I’m most interested in is the price comparison ones. I love a good bargain and always hate that I might be buying from the wrong place. I love amazon and I’m glad they have an app for this purpose. Although I’m not sure if they will work for where I live. And skype, I use it all day everyday. But mainly for text chatting. My parents had made me get viber instead, since that’s what they use. It’s kinda basically like skype anyways. The calls are free but the quality of calls depends on the quality of network connection. So yeah it can be pretty bad reception at times. But it is free 🙂

  • Hopefully one day they will invent an app that is directly connected to my bank account. Otherwise the whole financial management by means of an app thing isn’t going to ever work.

  • I have used SkyScanner and Skype and I can honestly say that they really are such great apps. Living abroad from my friends and family can be tough but with Skype I am always able to see, hear and talk to everyone. It really helps to stay in contact with people who I realistically would not have had Skype not been around as they are not huge emailing, texting kind of people.
    As for Skyscanner I don’t book a flight without going to skyscanner first to see the prices. It’s a lot simpler and quicker to go on to one site/app that does all the hard work for you ! I must say that I can only say good things for these two apps.
    I would be really interested in looking into the amazonprice check and TheFind to see if they are as good as the other two.

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