Even if you are not living on a paycheck-to-paycheck basis, there is still no reason for you to spend any more than you have to on practically any purchase. If there’s a $5 difference between two brands of detergent powder, you can save a lot of money in the long run by going for the cheaper item.
The only exception is when you are buying items which will be used for quite a long time – and you know that the extra investment is well worth it. With inflation boosting the cost of household items used on a daily basis, it really pays to be a wise consumer.
The good news is that today, there are plenty of technological tools that you can use to make you become a better buyer. Here, we will find out how one technological tool in particular – apps – can help you save money.
How Apps Can Help You Save Money
As you may already know, apps are computer programs which run on mobile devices like tablet computers or smartphones. These apps let your device become a gaming tool, a computing tool, a remote control, a fitness monitoring tool, a drawing pad, a mini-piano – the possibilities of what apps can let you do are practically endless.
For the iPhone or iOS devices alone, there are more than half a million apps developed. Android and Windows-enabled devices followed suit, so it really is quite easy for you to find an app that will help you save money.
To give you an idea about how apps can help you save money, take a look at the following list:
- There are apps that help you get discounted prices on products or services.
- There are apps that help you earn cash backs, gifts cards or rewards points for certain purchases.
- There are apps which can be used as a price comparison tool so that you can pit the price of one brand against another.
- Some apps can be used as a budgeting tool to help you manage your personal finances.
- For those who have investments, there are apps that can help them keep track of their portfolio and manage their finances better.
What Are the 12 Best Money-Saving Apps?
Now that you already have an idea about how apps can help you save money, here’s a rundown of the top 12 money-saving apps:
1. App Name: BillGuard // Best for: Personal Finance Management
As indicated in their website, BillGuard allows you to take control of your money by tracking your spending and protecting your cards from frauds and errors. It can be downloaded free of charge and is considered as the world’s number one transaction monitoring app.
If you think that a charge on your card appears erroneous or suspicious, the app can help you figure out exactly what’s going on by giving out details on the merchant, along with community-edited information.
Aside from credit card fraud, the app can also protect you against grey charges like hidden fees, free-to-paid charges, scams and billing errors.
2. App Name: Mint // Best for: Personal Finance Management
Developed by Mint.com, this app is available for iOS, Android, and Windows Phone users. It’s an app that allows you to keep track of your personal finances.
Once downloaded, you can use the app to log on to your bank accounts. You can also use it to monitor your personal or business-related expenses, it can show you how your money is being spent, and give you an idea about whether you are a good saver or not.
3. App Name: USA Today Portfolio Tracker// Best for: Personal Finance Management
If you already have a stocks and bonds investment portfolio, you better download the USA Today Portfolio Tracker.
The app lets you keep track of your IRA and 401(k) funds. For your mutual funds and stocks investments, the details can be accessed using a single dashboard and it also displays detailed analytics to help you manage your investment portfolio a lot better.
4. App Name: RedLaser // Best for: Comparison Shopping
Available for iOS, Android and Windows Phone users, this is a barcode-scanning app which you can easily use for price comparisons.
Want to check how much a product costs at a nearby retailer before getting out of the house? Access your downloaded RedLaser app and you can have the information that you need.
Want to buy items directly from the app and pick them up in-store? RedLaser will also let you do just that.
5. App Name: ShopSavvy // Best for: Comparison Shopping
Want to have your very own grocery items scanner? ShopSavvy is the equivalent of such, as it allows you to check on the prices of grocery items.
Whether a product is bought from an online or a physical store, you can use its one-tap process to check on the exact prices of products in the market. you can also use the app to post reviews, create a wish list, add items to your shopping cart, etc.
6. App Name: TheFind // Best for: Comparison Shopping
Aside from social networking, Facebook can also be used to find interesting products that you would be personally interested in buying. With TheFind app, you can use your Facebook account to create a personalized shopping hub. You can receive alerts on your newsfeed about the latest products released by your favorite stores. You can also get notification for when products go on sale.
Other features include a mobile app that can be used to scan barcodes, receive price alerts and share scanned or searched items with friends.
7. App Name: Amazon’s Price Check // Best for: Comparison Shopping
If there’s a shopping website that allows you to buy almost anything under the sun, that is none other than Amazon. When you have the Price Check app from the retail giant, you can use it as a barcode-scanning app to compare in-store prices with the ones available on-site.
Similar to the descriptions and reviews at the lower portion of Amazon product pages, this app also lets you in on customer reviews, feedback and useful product description.
GasBuddy is probably one of the most popular apps used by drivers. Available for iOS, Android and Windows phone users, it helps you save gas money by allowing you to compare the rates of gas offered by different gasoline stations.
If you are travelling long distances, even a 5 or 10-cent difference will let you enjoy great savings. GasBuddy is used by 35 mililon drivers from different parts of the US.
Meanwhile, Waze is available for iOS and Android users. It’s an all-in-one driving tool that lets you become part of the largest community-based traffic and navigation system. Not only can you get real-time traffic and road info as well as turn-by-turn voice guided navigation, but you can also use it as a gas prices comparison tool.
9. App Name: SkyScanner // Best for: Flight Rates Comparison
If you’re a frequent traveller, you should definitely download the SkyScanner app. Developed by SkyScanner, Ltd., the app is available for iOS and Android users. An online version is also available.
Let’s say that you are trying to book a domestic flight to the West Coast. SkyScanner will let you know which airline carriers have flights during your desired travel dates, and how much the airline tickets cost. After using SkyScanner as a flight rates comparison website, you can go directly to the website of the airline to finish booking the flights.
10. App Name: LivingSocial // Best for: Shopping Discounts
LivingSocial offers daily and weekly deals where you can get 50% to 90% off on products, activities and services. If there’s a hot new restaurant in your area that you want to try out, check out the app if there are discounts available offered by the merchant.
You can also get great deals on overnight hotel stays, gadgets, club admissions, children’s books, vacation rentals and a wide range of services.
11. App Name: SavingStar Grocery eCoupons // Best for: Shopping Discounts
Available online, for iOS and Android phones, this app is developed by SavingStar, Inc. Every household needs a fresh supply of grocery, food and drugstore items.
SavingStar Grocery eCoupons is basically an electronic coupons app which allows users to get great discounts on items which are available online.
There are a few physical stores which also honor SavingStar Grocery coupons. A loyalty card where points are earned, and credit for purchasing producst are the other perks that you will get by downloading this app which is free for iOS, Android and web users.
12. App Name: Skype // Best for: Communication Savings
Finally, to save money on communication expenses, you should download Skype. It has free calling, messaging and video services. Instead of getting huge bills for long distance or overseas calling charges, you can simply go to a free public Wi-Fi hotspot when travelling, connect to Skype, and talk to your loved ones for free.
This is available for the following users: Windows 8, iOS, Mac, Android, Windows Phone and Blackberry. Just remember that for mobile and landline calling, fees may apply.