Hello, money-savers! Another week just flew by leaving us sad at the thought of seeing summer going away in a blink of an eye! The good news, however, is that we got to read a lot of good money-saving articles. We’d like to share them with you today! It’s a bonanza of good advice: beach tips and tricks, retirement fund ideas, productive staycation and much more! Keep reading, guys!
5 Ideas For A Productive Staycation – Get Rich Slowly
Ok, we get it! Not everybody has the money to go on a luxurious cruise this summer, but this doesn’t mean you get to be bitter and hate everybody who got to enjoy the vacation. Saving money during these months is a very hard thing to do, since you feel like buying things all the time, but, as Get Rich Slowly shows, many things can be achieved when you put your mind to it.
In order to beautify your staycation and discover new things, you could, for example, go on an adventure and try to find new and interesting places in your town. Another idea would be to give yourself a spa treatment and to pamper yourself with a small glass of bubbly in the bathtub, some candles and romantic music playing in the background. But these are only a few ideas. Get Rich Slowly knows more!
How Is Credit Card Interest Calculated? – The Simple Dollar
If you are like most Americans, you probably use credit cards without even knowing how your interest is calculated. But you probably know that unless you give back the money on time, this interest will grow exponentially. Fortunately for you, the Simple Dollar knows just how things work in this hard to understand the world of banks. You’ll be glad to hear that you don’t even have to pay that interest if you read this article and follow its steps. For all the tips and tricks to avoid credit card interest, read the entire article.
Bad Credit? 5 Things You Need to Know to Get Back on Track – Credit Sesame
In case you didn’t read what The Simple Dollar advised you to do about your credit card interest and now you have to pay back a huge amount of dough, check out this Credit Sesame article! You will find out that bad credit doesn’t last forever, that there is still hope even if you made a big hole in your family’s budget and that you can still get back on track and even get to save some money.
Most importantly, you really need to take things slow and see the big picture: too many people get overwhelmed with their debts. This article will put you at ease both financially and personally!
Early retirement Extreme: Stop Working in Your 30s – Modest Money
This article poses a very interesting question: do you really have to be in your 60’s to retire or you can just work hard ahead of time and stop working before hitting 40? For those of you at home thinking that there is no way you’ll ever be able to retire that early, this article comes as a blessing! There are so many things you do that cost you money and ruin your retirement fund and you didn’t even know about it!
And before you say “Yes, sure, but you have to be really rich to do that!”, this article will prove that even average Joes can do it. It’s all about good investments and a little bit of math. But don’t believe me, read the article!
5 Clever Ways to Save On Your Wedding Day – Bankrate
In case there’s still time to save some money on your wedding, listen up! A study shows that the average cost of an American wedding is $31 213, a 30% increase from last year. I know what you’re thinking: that’s a little fortune right there! If you haven’t taken DIY projects into consideration, you just might after you read this article.
Also, there are a few tips on how to negotiate your prices with everybody, from your wedding planner to the catering company. Nobody said you have to pay exactly what they’re asking for! Plus, if you’re getting a bank loan and don’t really know how much is going to cost you in the end, this article will give you an idea. Happy wedding day and don’t forget to save some money today!
6 Safe Places to Invest Your Money in Retirement – Good Financial Cents
Maybe it’s a long way to go until you retire, but this article is still worth reading. However, if you have someone in your family who just retired, like your mother or father let’s say, this is one read you can’t miss. Jeff Rose, the author of this article and the blog owner, has 6 unbeatable tips to turn that retirement fund into a great capital for a business, for example.
You will learn how to decide when and how much to invest in order to still have enough money for your everyday life. Also, Jeff has a list of businesses you might be interested in. whatever you decide, don’t let your money rot in the bank: invest and really enjoy your hard work!
How to Avoid these 8 Beach Mistakes – Parenting Squad
If you are a parent about to go on a vacation with small kids, you’ll want to read this. Few people actually take their time to really think about the trip: do you have enough sunscreen, are you on schedule, do you have enough money in your wallet, is there a place to potty on your way to the beach? I bet you didn’t think about answering these questions!
This article is every parent’s guide to a great beach vacation and this is why you should read it. Also, it’s a great way to be more organized: follow these 8 steps and you’ll avoid headaches. Speaking of which, make sure you pack some meds, just in case!
5 Tips for Healthy and Clean Eating On a Budget – Money Ning
Eating healthy and living a sustainable lifestyle is on the rise nowadays. If you too like to eat organic foods but don’t have a huge budget for this, Money Ning has the answer. First of all, there are a few things you’ll have to start doing, like shopping at farmers’ markets from now on, planning your meals a week ahead of time, bagging and freezing any leftover piece of fruit or vegetable and always be on the lookout for sales.
You can achieve so many things by eating healthier, even if it’s going to take a while to get used to all the trips to the farmers’ market, grocery store and so on. As this article shows, eating healthier means you’ll have to search your town for the best products instead of stocking up on everything from just one place. In the end, however, it’s all worth it!
The 6 Best Natural Sunscreens – Wise Bread
Many moms wonder if they should bring their babies to the beach with them or not. The concern is that the sun will be too harsh on their babies’ skin. Fortunately, there are a few products out there especially made for their soft and sensitive skin and WiseBread know all about it. Read this and find out more about the active ingredients in each one of these 6 sunscreens, the prices and the instructions. Some of the companies selling them actually claim to give you a full refund if you’re not satisfied with the product! Give this article a look and let us know what you think!
Speaking of organic foods, there are a few tricks you can try when buying fresh products from a farmer. First of all, think about stocking up on fruits and veggies, check out lower-priced markets and always avoid the crowd (if you want to get a good bargain). This means that you’ll have to wake up around 8 and be at the market in about 30-45 minutes.
Most people go after 10 am, the places get really crowded and nobody is in the mood for giving you a discount. Plus, if you go really early in the morning, you get to enjoy all the products before anyone else, the light is great and you get to be picky about your produce. And if you think that’s too much stress, a study shows that you are actually wrong: people who wake up earlier are happier than the ones who oversleep. Read the entire article to get all the tips and tricks!
Do you have any other reads you’d like to share with us? Which was your favorite article this week?