Hello, money-savers! The weather is getting colder by the minute and our heating costs are increasing, which is definitely a bad news. However, there are reasons to be happy this month, like the long-awaited Halloween and its special offers, coupons and deals, the colorful foliage and oversized sweaters. Check out our frugal Friday tips!
Since social life tones down a little bit, you will have more time to read and improve your finances. If that is the case, we’ve selected a list of 10 essential weekly reads. Read each one of them, take notes and do everything you can to save money! Enjoy reading and counting money!
What to Stock Up On in October – Sarah Titus
You have half a month to stock up on these mysterious items that I won’t be disclosing. You can go and read Sarah’s post and take notes or you could take a guess.
Here’s a hint: anything that’s in season and it’s not easily perishable, should be on your list. If you like pickles, now it’s the time to look for fresh cucumbers, bell peppers, and green tomatoes to pickle yourself.
Also, flour price is dropping these days compared to last summer especially because the new production is on the market. Another item you should look after are spices: they will come in handy during the winter when finding cheap and good herbs will prove to be a challenge. Compose a shopping list for this month and start scouting the stores!
5 Times You Should Demand a Raise – Wisebread
Asking for a raise is no easy task, especially when your relationship with your boss is not the best one or, on the contrary, is a really good one. People find it easier to ask a raise from someone that they are in good relations with, like a boss they see once a month, for example.
The more personal things get, the harder it is to bring up money. But are you entitled to a raise, first of all? You might be if you’ve been working more than other co-workers with your job description, if you’ve been working extra hours on various projects, if you’ve been with the company for a long time or if you are aiming to get a promotion, accepting thus more responsibilities.
Asking for a raise just because you need the money may not be a good enough reason. This article will explain why, so read it!
12 Financial Moves to Make Before Turning 30 – PopSugar Smart Living
If you don’t already have your own business by now, you should at least know a few financial things to improve your life after the age of 30. First of all, find something you like and a job you’re good at and settle down for a while, see how things work.
Then, you can start thinking about your retirement plan, about the possibility to buy a car, a house, think about donating if possible, and look into opening an emergency fund and so on.
But take it easy, step by step, there’s no reason to feel overwhelmed. This article will guide you through these 5 financial moves you have to make before turning 30 so that your future seems more organized and prepared.
The Right Way to Take a Sick Day – Daily Worth
The question on everybody’s mind right now is: do I have to be sick to take a sick day? Yes and no. if you really are sick, you better stay at home, get some rest, drink a tea or even go to the doctor if that’s what needs to be done. If you are not sick, just not “in the mood” for work, don’t take a sick day.
You will waste your sick days foolishly and not achieve anything. However, if you are not sick, but feel slightly overwhelmed by something that is going on with your life, if you feel depressed or suffocated, you should indeed take a sick day.
Make sure it’s a Friday or a Monday so that you can stay at home for 3 days. This article will explain just why it is important to take care of our mental health, not just our physical wounds.
And most importantly, always be honest about your reason. People are more understanding than you think; they just need a chance to prove it!
25 Perfect Halloween Costume Ideas – Parenting Squad
If you have a young family, you are probably looking to find a great Halloween idea for all of you. This article provides 25 cool tips and tricks, such as dressing up as the characters from the Harry Potter movies, go for a fruit theme (pear, apple, strawberry etc), purchase Storm trooper costumes for all of you or simply create your own theme.
The important thing is to make everyone feel important, so you may steer away from designating the main character to one of the kids and a less important role to the other kid. Make sure everyone feels equally important! This article has all you need in terms of Halloween costumes, so go check it out!
Top 10 Chocolate Halloween Candy – Cheapism
Who are we kidding? No kid goes trick-or-treating hoping to get hard candy! They are all looking for that delicious chocolate! If you’ve decided to buy chocolate candy for your little visitors, this article will help you purchase your desired items and save some money at the same time.
You may not afford to buy a big box of Mars candies, but there are other brands that you may want to look into. Give this article a chance!
5 Things You Should Never Buy at Full Price – Money Ning
We would say that the number of items that you should never buy at full price is bigger than 5, but these 5 items are in fact crucial for your money-saving technique.
You have to bargain, you have to learn how to do it or you could just go online and use coupons. Whatever the choice is, you should know that just because the price says $50, it doesn’t mean that’s how much you have to pay.
This article will tell you how to get a better price for these 5 crucial items! Good luck shopping!
How to Totally Overhaul Your Grocery Budget – Frugal Rules
If grocery costs are your problem, you’ve come to the right place! Frugal Rules will tell you how to find every item on your shopping list on discount, which is great, especially if you’re shopping for a big family! First of all, you have to keep in mind that cheaper doesn’t necessarily mean better.
Also, ask around for a local producer like a farmer selling fresh produce, someone you can trust. And here’s another idea: you can save money buy choosing to live healthy, which means that you’ll buy better ingredients, but smaller quantities. Read the article and tell us what you think!
You’re Losing Money by Not Using Coupons – Teresa Batey
Unfortunately, not everybody realizes just how much money they could save by using coupons! But, as Teresa says, not using these coupons is making you lose money. It’s no shame in saving money and having a healthy budget, but some people feel like trying to get a lower price is beneath them.
I guess they don’t want to save money for nice vacations, for example! If you are new to the couponing world, this article will guide you through it all, from where to find the coupons to how to use them and keep track of your savings. It’s worth reading!
11 Fall Finance Tips – Listen Money Matters
According to Listen Money Matters, there are 11 financial things you need to do this fall, from making sure your heating system doesn’t have any leaks to insulating your windows and doors or organizing your purchases from the store.
There are a few very important things to do right now: if you don’t have an area rug in your living room and bedroom, it’s time to bring one in. this way, the room will be warmer.
Also, layer up! Wear tank tops, then t-shirts, then shirts and then sweaters. This way, it will be easier for you to adjust to any temperature, no matter where you go. Check out the article for all the good tips and tricks out there!
Where do you get all your money-saving ideas from? What do you like to splurge on in the fall? What is the one item in your closet you wear the most during autumn?