Hello, money-savers! The weather is getting colder and our wallets emptier, or at least for some of us. The truth is that, as long as you keep looking up money-saving ideas and frugal Friday tips, you will find out how to handle your earnings, cut back on energy and water and also reduce your heat consumption.
And yes, you will still live comfortably, without feeling deprived. These are our favorite reads of the week, so read them as well and but that information to good use!
10 Frugal Ways To Live Chemical-Free – PopSugar Smart Living
If you’re worried about all the chemicals you find in cleaning products, food, laundry detergents and so on, you will be glad to find out that you don’t have to spend a fortune on ecological cleaners, food, detergents and so on.
In fact, this article will teach you just how to make your own products using everyday objects, like lemon juice and parsley. For all the mysterious recipes and help, read this article and take notes! It’s important to eliminate chemicals from your life!
5 Ways To Make Quick Cash – Modest Money
Modest Money presents you 5 very legal and quick ways to make cash, starting with helping someone out for the day, working online or just selling your junk. Whichever method you choose, it’s important to keep track of your activity for more reasons.
First of all, you want to know how your money-making method is fluctuating. Second, you need to have some documentation for your taxes. And last, this will help you put things in perspective from a financial point of view. Read the article and start making some quick cash!
10 Cheap And Trendy Halloween Costumes – Cheapism
In case you’re looking for a creative and cheap Halloween costume, Cheapism has some pretty good ideas for you. And you don’t have to be a queen or a prince this year. Apparently, a red hat, a blond wig and a suit can turn you into a perfect Donald Trump!
And this is just one example! You can go for something less controversial, like Clark Kent, a tomato, a zombie (you only need some makeup) and the list continues. The important thing is to choose something you’re comfortable with, not something that everybody else would like. After all, you want to have a good time, right? Check out this article and tell us which costume was your favorite!
6 Things to Never Do When Sharing Finances – Wisebread
So you got married and now you share everything! That’s very sweet, but there are a few things you should not do while sharing your finances. For example, the shared account is for shared emergencies and shared purchases, not for a sudden order for 50 pairs of shoes or a really cool bow and arrow.
In fact, this article advises people to have a separate account, a personal one, for all the whims and unnecessary purchases. It doesn’t have to be a lot of money, just $20-$30 that you will put into that account every month just for your personal happiness. And this is not all, so go and read the entire article!
How to Start a Home Business With No Money – Sarah Titus
Honestly, if there is anybody out there qualified to tell you about this, Sarah is that person. This article she wrote is about marrying your family life with a source of income, your private self with your professional self and so on. Sarah has a few wonderful ideas about starting a home business based on your skills, time, knowledge, and ambition.
And it’s worked for her, so it’s probably going to work for you as well. And there are many things you can try, from being a photographer, to writing articles online, to starting a food blog and so on. Read her article and ask yourself if you could start a home business right now.
6 Financial Fears And How To Overcome Them – Listen Money Matters
Most people are very reserved when it comes to their finances and refuse to invest their savings, for example. Also, other people are afraid to make big investments (like buying a house), but, just like the article shows, no pain, no gain!
If you live from paycheck to paycheck and live in a rental for the rest of your life is not a bad thing, but be honest: could you do better than this? If the answer is yes, read this article and find out how to come about 6 fears that paralyze pretty much every individual that’s not used to saving money.
Reselling Target Merchandise For A Profit – Money Ning
Now this is an interesting article! Some people buy Target merchandise in bulk and then sell in online for some profit. The real question is: is it worth it? According to this article, it depends on many things, from how much merchandise you can actually sell, on the prices you’ve decided on and also on people’s decision to buy from you.
Why would anybody buy from you when Target sells it cheaper? Well, you could buy their items and wait until those items are no longer in stock, which creates desirability. But for this, you will need a long term plan and a lot of patience. The article is great, you should check it out!
5 Rules For Bringing Less Stuff Into Your House – Parenting Squad
Any parent knows that kids tend to accumulate things, from toys to books, clothes or just random everyday objects. Also, you may have noticed that, ever since you became a parent, you’ve started nesting a lot, which can also be translated into a massive accumulation of items. Ever noticed how birds gather tree branches for their nest?
Humans have the same desire, they find comfort in having things, in being prepared. Well, it’s time to let go to this very unhealthy habit and Parenting Squad has a few tricks up its sleeve. You could start by decluttering your entire household, selling whatever you’re no longer using and learning how to function on fewer items. Good luck!
Be Sure Your Financial Adviser Is Giving Good Advice – Business Insider
In case you have a financial adviser and you’re not so sure about the advice you’re given, there is a way to make sure. Business Insider will tell you all about a few online websites that could help you out, as well as provide you with a few tricks.
First of all, you should ask your adviser about his cut from your percentage, then ask if he or she is investing money where they are advising you to. In the end, you will have to do some digging before trusting someone else with your finances.
Choose a person that is professional, successful, is investing money in few but strong businesses and nevertheless is a kind person. Although the finance world is tough, disrespectful and arrogant people make lousy advisers, no matter how successful they might seem at first!
The Ultimate Guide To Organizing Your Closet – Money Saving Mom
We love Money Saving Mom! She has the most organized life we’re ever heard of and, in case you’re not familiar with her 52 ways to save $100 per year, go right now and start reading! This article is about organizing your clothes in the best way, so that you don’t miss anything and you also keep things light, without overcrowding your poor closet.
Also, transitioning from summer to fall, from fall to winter and so on is a lot easier is you follow her ideas. But the most important thing of all is to make up your mind: if you know that this blouse is for summer, don’t think about wearing it in the middle of winter, hoping that “it might work”.
Sometimes, being stubborn is a great thing, so be very stubborn when it comes to your closet’s cleanliness!
How was this week for you, money-savers? Are you worried about the heating costs already? Have you read anything interesting lately and want to share? Let us know!